Payday Loan

Payday loans go by several names including cash advance, check loan, or post-dated loan. These are all the same type of short-term loan for amounts between $100 and $1000 depending on your financial situation.
Payday loans are for small financial emergencies. You can save money on late charges or bounced checks by securing a cash advance against your next payday. You usually have thirty days to pay back the loan, although with additional fees you can take longer to pay back the loan. To apply for a loan you must have a job and a bank account with a check book. A poor credit rating or debt history is initially not a problem